"My wife and I have a Baltic cruise booked with Cruise & Maritime due to depart on 23 June; we have paid a £200 deposit each, and now the request has arrived for the balance of £1200 apiece. C&M have, like other cruise companies, taken their ships back into port and no cruises will take place before 24th April".
I have just had an email from my travel insurance company saying that he policy does not cover losses arising from Corona virus - alhough it is not clear whether this relates to new bookings post email or the whole policy.
I had already put a deposit (about £500) down on an apartment in Spain for next winter - November and December. Right now it is unclear what will happen - we may be able to go, we may still be in the midst of lockdown, or I may succumb (hope not!)
I would not pay more money into a holiday that is not going to happen. It may be covered by insurance - even if this seems the case the insurers may not have the funds to pay due to the volume of claims.
Neither would I rely on the credit card - perticularly as FCO advice today is not to travel.
You probably need to accept that you may lose £200 deposit if the insurance or credit card don't pay. No point in making the probable loss even larger. Best bet may be to contact the company and see if they will give you a credit against a future cruise.
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